Affiliate Programs

ORU Marketplace Review 2019: Legit or Scam

ORU Marketplace stands for “One Race United” and is a peer-to-peer payment processing site that works very similar to PayPal. The architect of the network is Nick VandenBrekel. Nick is the programmer and designer of the network and has a vast knowledge and experience in the financial field. The main company goes by the name of Azteya Limited and it is based in the Grand Cayman in George Town. The company also has a base in the United States which is located in Florida. The site allows you to send and receive funds into your account and you can always transfer funds or even pay for goods and services using this company. The company doesn’t have any payment limits like the other online payment sites. Furthermore, the company has an affiliate program you can join that is based on the MLM structure. You can join the affiliate program and get others to join you. They will join under you and become part of your downline.

How Does This Work?

  1. The company is an enterprise software and information technology networks that offer people worldwide the opportunity for one-stop global sharing.
  2. The company offers you travels, communication, social sharing, trade, financial support, and health care.
  3. The company charges a monthly fee of $5.95 to use the tools they have designed to help them succeed in life.
  4. The company offers a unique structure for software and systems as a service.
  5. This is a sophisticated smartphone platform that you will install on your mobile device. This can work on all Android and iOS devices.
  6. The software will allow all members to make payments to other members in the network without paying any type of fee or commission to the company.
  7. There is a marketplace where all members can list the services they provide, good they are selling and their business in the marketplace.
  8. In the marketplace, you can advertise and sell all your products and service o a global network of buyers.
  9. The company pays out a participation reward each Saturday to the members who are using the marketplace.
  10. You have the chance to use OURPAY to send money to other members as a reward for joining your network and helping it grow.
  11. The company offers a Membership Protocol Advocacy Program where any member can share ORU with their friends and receive rewards for doing so. The company is saying this is not an affiliate or networking program, but instead it is a way to reward you for sharing the company with others.

How Much Does It Cost?

  1. When you join ORU Marketplace the first month will cost you $30.94. In order to maintain your service with the ORU Marketplace, you will pay $5.95 a month.
  2. You will be given a Visa Black debit card with your subscription and membership fee. This card can be used worldwide to make purchases both online and offline at your local markets.

How Much Are The Transaction Fees?

  1. When transferring money between other members there are no transaction fees.
  2. However, there are other transactions fees associated with the debit card.
    1. Cash withdrawal at any ATM in the US is $1.95 plus the ATM operator charge.
    2. Cash withdrawal at an ATM outside the US is $2.50 + a 3% transaction fee.
    3. If an ATM declines your transaction you’ll be charged $0.50.
    4. If you go to a bank and withdraw funds using your card you will pay a $1.95 transaction fee.
    5. If the bank declines your transaction you are charged $0.50.
    6. If you use the card to make a signature purchase transaction outside the US, you are charged $0.50 + 3% of the transaction amount.
    7. If you make a debit purchase transaction you will pay $0.59.
    8. There is a $0.50 fee for ACH direct debit.
    9. ACH transfer to a bank fee is $0.50.
    10. If you need to issue an ACH stop, reversal, return, or notification of change they charge you a $5.00 fee.
  3. It is possible to fund your card through PayPal, a debit card or even a credit card.
  4. The company does not offer chargebacks when you send money to another ORU member.

What Services Does The Company Offer?

  1. ORUPAY is a global software payment platform that uses the Visa Black Card.
  2. ORUTRAVEL is a discount travel platform.
  4. ORU SOCIAL is your internal social network between members.
  5. ORU HealthRX gives you discounts on your prescriptions.
  6. ORU Marketplace is a great place to sell or find discounts on other products.
  7. ORU Quantum is an opportunity for you to invest in the shares of the company.

How Much Can You Earn?

  1. You have the opportunity to list all the products that you sell in the ORU Market. The members of the site can purchase these products directly from you using their MYFUNDS or ORU.
  2. If you offer a service this can be listed in the ORU Market. Here other members can buy this service using MYFUNDS or ORU.
  3. If you own a business or store you can list this in the ORU Market. This makes it easy for members of the site to visit your store or business and take advantage of what you have to offer.
  4. You can use the site to advertise a business, services, or even products. Here you can receive an advertising participation reward that is paid out each Saturday.
  5. When you become an ORU member you can earn an optional reward that is paid out each Saturday.
  6. When you share ORU and get others to join you will earn an ORU Protocol reward bonus.

What Is Sold In the Market?

  1. There are quite a few advertisements for instant commissions, make money 24/7, instant financial success and other offers that look like scam offers or get rich quick offers. There seems to be a majority of these types of offers in the market.
  2. I do see some legitimate people who are selling ebooks and other products that are interesting.
  3. A few legitimate companies have advertised their business in the market.
  4. Some people have advertised their affiliate programs in the market.


This is a legitimate company such as PayPal or any other online payment system that offers you SaaS and a marketplace to sell your products or services. The company does offer businesses a way to advertise and earn rewards each week for advertising with the company. Just keep in mind in order to join this company and use the marketplace, it will cost you $30.94 and a monthly payment of $5.95. Each member will pay the monthly payment to use the services. This company is rather new and it will take time for them to get established. It is a good opportunity if you are a business to join this company and have access to a global network to sell your products and services. If you are using the marketplace and decide to purchase one of the offers in the market, there isn’t a refund if the offer isn’t what was advertised. Once you pay a member in the marketplace the transaction is non-refundable and there is no cashback for this purchase. If you want to use the market to purchase an item, use with caution. Once you transfer the funds to another member there is no way you can get a refund from this company. There are a lot of shady offers in the market and you really have to look carefully to find the best offers and ones you can trust. This is the only thing I don’t like about this company. They should make people post legitimate offers in the market so other members are guaranteed they receive what they are paying for. Other than this the company has potential and it could grow into a very large global payment system and a large global market.


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